Off-Campus Renters Insurance -  What To Know

Renters insurance is a must have to protect your personal belongings. Insurance is even more important for young adults living in off-campus properties where late nights, lots of visitors and still developing frontal lobes are involved.

To protect your personal belongings including laptops, electronics, furniture, bedding, jewelry, sports equipment, clothing and kitchen appliances, you must carry your own renters insurance.

Lemonade Insurance: A Simpler Way To Insure

Forget the old-school paperwork. With Lemonade, you manage everything online or in the app, quickly and easily.

• Get a quote in as little as 90 seconds.

• File and manage claims seamlessly through the Lemonade app.

• Perfect for young adults—the intuitive, app-first experience makes insurance simple and approachable.

Lemonade renter's insurance is currently available in 30 states and Washington, D.C.  Please check Lemonade's website to determine if your apartment is in a Lemonade covered state.

Your Lemonade Policy Coverage

Depending on the coverage you select, your policy can cover:

• Damage to your personal property.
• Theft both inside and outside your home, including electronic items, furniture, clothing, and jewelry.
• Lawsuits due to accidents in your residence. Your renters insurance policy includes hiring a lawyer to defend you, and cover the costs.
• Medical expenses if someone has an accident or is injured while at your residence.

Please note that Lemonade does not currently offer Dorm Insurance.